Know What Your Account Terms Cover
Our Terms & Conditions explain who may open an account, how phone verification is completed, and which details must remain accurate. They also describe acceptable account use, wallet matching, transaction checks, temporary access holds and the process for requesting clarification. Access is available where local law
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permits, and you should read the current wording before using the lobby or sending funds. DANA, OVO, GoPay and QRIS appear as payment context because a transaction may require the account name, receipt reference or wallet status to match your cumi46 record. Bank transfer and virtual
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account steps follow the same account-check rules. If a term changes, we place the updated text on this policy page and indicate the relevant date or version. Continuing after an update means you accept the revised Terms & Conditions only where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.